:root {
  --text: #1f2430;
  --muted: #8f95a3;
  --accent: #ff6c2f;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  min-width: 1200px;
  font-family: "PingFang SC", "Microsoft YaHei", "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: #fff;
}
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }

.container {
  width: 1200px;
  margin: 0 auto;
  position: relative;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(6px);
  box-shadow: 0 1px 0 rgba(234, 236, 240, 0.9);
}

.header-inner {
  width: 1200px;
  height: 80px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 200px 1fr 200px;
  align-items: center;
}

.brand img {
  width: 144px;
  height: auto;
}

.main-nav {
  justify-self: center;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 68px;
}

.nav-link {
  position: relative;
  font-size: 18px;
  line-height: 80px;
  font-weight: 600;
  color: #2f3340;
}

.nav-link::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 14px;
  width: 0;
  height: 3px;
  border-radius: 99px;
  background: var(--accent);
  transform: translateX(-50%);
  transition: width .22s ease;
}

.nav-link.active,
.nav-link:hover {
  color: var(--accent);
}

.nav-link.active::after,
.nav-link:hover::after {
  width: 28px;
}

.hero {
  margin-top: 0;
  background: #f7efe8;
}

.hero-image {
  width: 100%;
  min-width: 1200px;
  height: auto;
  vertical-align: top;
}

.section-block {
  position: relative;
  overflow: hidden;
}

.section-title {
  margin: 0 auto;
}

.steps {
  background: #fafafb;
  padding: 74px 0 90px;
}

.steps-container {
  z-index: 2;
}

.steps-bg {
  position: absolute;
  top: 0;
  width: 360px;
  height: 697px;
  object-fit: contain;
  opacity: 0.18;
  pointer-events: none;
}

.steps-bg-left { left: 0; }
.steps-bg-right { right: 0; transform: scaleX(-1); }

.title-borrow {
  width: 554px;
  height: 90px;
}

.step-list {
  width: 860px;
  margin: 58px auto 0;
  display: grid;
  grid-template-columns: 1fr 20px 1fr 20px 1fr;
  align-items: center;
  text-align: center;
}

.step-item img {
  width: 97px;
  height: 97px;
  margin: 0 auto;
}

.step-item h3 {
  margin: 18px 0 10px;
  font-size: 24px;
  line-height: 1.3;
  font-weight: 600;
  color: #202533;
}

.step-item p {
  margin: 0;
  font-size: 13px;
  line-height: 1.8;
  color: #a1a5b0;
}

.step-arrow {
  width: 20px;
  height: 13px;
  margin: 0 auto;
}

.safety {
  background: #fff;
  padding: 86px 0 102px;
}

.safety-container {
  text-align: center;
}

.safety h2 {
  margin: 0;
  font-size: 26px;
  line-height: 1.45;
  font-weight: 700;
  letter-spacing: .5px;
}

.safety-copy {
  width: 940px;
  margin: 30px auto 0;
}

.safety-copy p {
  margin: 0;
  font-size: 15px;
  line-height: 2.1;
  color: #444854;
}

.contact-card {
  width: 860px;
  margin: 34px auto 0;
  padding: 26px 28px 26px 30px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  background: #fff;
  border: 1px solid #edf0f5;
  border-radius: 12px;
  box-shadow: 0 6px 18px rgba(43,50,66,.05);
  text-align: left;
}

.contact-copy {
  flex: 1;
}

.contact-copy h3 {
  margin: 0 0 14px;
  font-size: 24px;
  line-height: 1.2;
  font-weight: 600;
}

.contact-copy p {
  margin: 6px 0;
  font-size: 15px;
  line-height: 1.95;
  color: #4b505c;
}

.service-avatar {
  width: 156px;
  height: 207px;
  flex: 0 0 auto;
}

.advantages {
  background: #fff;
  padding: 72px 0 106px;
}

.title-adv {
  width: 670px;
  height: 90px;
}

.adv-grid {
  margin-top: 120px;
  display: grid;
  grid-template-columns: repeat(4, 276px);
  gap: 30px;
  justify-content: center;
}

.adv-grid img {
  width: 276px;
  height: 340px;
}

.partners {
  background: linear-gradient(180deg, #f7fbff 0%, #f5f8ff 100%);
  padding: 82px 0 86px;
}

.title-partner {
  width: 360px;
  height: 90px;
}

.partner-container {
  z-index: 2;
}

.partner-bg {
  position: absolute;
  top: 0;
  width: 360px;
  height: 697px;
  opacity: 0.08;
  pointer-events: none;
}

.partner-bg-left { left: 0; }
.partner-bg-right { right: 0; transform: scaleX(-1); }

.partner-bottom-bg {
  position: absolute;
  left: 50%;
  right: auto;
  bottom: -80px;
  width: 100%;
  min-width: 1200px;
  height: 220px;
  transform: translateX(-50%);
  background:
    radial-gradient(1200px 140px at 50% 100%, rgba(178,205,243,.35) 0%, rgba(178,205,243,0) 70%),
    linear-gradient(180deg, rgba(225,238,255,.25) 0%, rgba(225,238,255,0) 90%);
  pointer-events: none;
}

.partner-logos {
  margin-top: 120px;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 58px;
}

.partner-logos img {
  width: 280px;
  height: 123px;
  object-fit: contain;
}

.site-footer {
  background: #06080d;
  color: rgba(255,255,255,.84);
  padding-top: 42px;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 60px;
  padding-bottom: 28px;
}

.footer-left,
.footer-right {
  font-size: 14px;
  line-height: 2.05;
}

.footer-left h4 {
  margin: 0 0 12px;
  color: #fff;
  font-size: 16px;
}

.footer-left p,
.footer-right p {
  margin: 0;
  color: rgba(255,255,255,.72);
}

.footer-logo {
  width: 144px;
  margin-bottom: 16px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 4px;
}

.footer-links a {
  font-size: 14px;
  color: rgba(255,255,255,.84);
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.06);
  text-align: center;
  padding: 16px 0 22px;
}

.footer-bottom p {
  margin: 0;
  color: rgba(255,255,255,.56);
  font-size: 13px;
}